Independent Florida insurance agency
Kite Insurance Agency is an independent agency in Pensacola, FL. We help Gulf Coast families and businesses compare practical coverage options without pressure or jargon.
Independent agency. Local service. Multiple coverage options.
As an independent agency, we compare carriers so you don't have to.
Plain English. No jargon. Real conversations about what you need.
Reach a real person on the Gulf Coast — not a call center.
Wind, flood, and coastal risk understood locally.
What we cover
Protect your home from Florida storms, water damage, and liability.
Liability, collision, and uninsured motorist coverage built around you.
Standard home policies don't cover flood. We help you find dedicated coverage.
HO-6 coverage for your unit's interior, belongings, and loss assessment.
Protect your belongings and personal liability — without the landlord's policy.
Dwelling, liability, and loss of rents coverage for rental properties.
Extra liability protection above your home and auto limits.
Coverage for fishing boats, sailboats, and Gulf Coast watercraft.
General liability, BOP, property, and professional coverage for FL businesses.
Third-party injury and property damage coverage with fast certificates.
Liability, property, and business income bundled in one package.
Medical and lost wage benefits for on-the-job employee injuries.
Errors & omissions protection for advice and professional services.
Coverage for work vehicles, contractor trucks, and delivery fleets.
Why Kite
As an independent agency, Kite Insurance Agency helps clients compare options and understand coverage without the pressure or jargon.
About our agency →Local service
From home and flood coverage to auto and business insurance, our team understands the risks Florida families and local businesses face.
Pensacola, Gulf Breeze, Pace, Milton, Cantonment, Navarre, Perdido Key, Escambia County, Santa Rosa County, and surrounding Gulf Coast communities.
Call Kite Insurance Agency or request a quote online. We'll help you compare options and find coverage that fits.
We're not tied to one carrier. We compare options across multiple insurers, then walk you through coverage that fits your situation and budget.
Home, auto, flood, renters, umbrella, boat, business, and commercial auto. We serve both personal and commercial clients.
We're based in Pensacola and primarily serve the Florida Gulf Coast — including Escambia and Santa Rosa Counties — though we can help clients across Florida.
Yes. Bundling home and auto often unlocks multi-policy discounts. We'll compare bundled and stand-alone options so you can see the difference.
Most standard home policies do not cover flood. Given Gulf Coast risk, a dedicated flood policy is usually worth considering. We can help you compare NFIP and private options.
A licensed team member will typically reach out the same business day. For faster service, call us directly during business hours.
Name, contact info, ZIP code, and basic details about what you want to insure. For home or auto, things like address, year built, year/make/model, and current carrier help us move faster.
Talk to a licensed agent in Pensacola today.