Florida home & auto
Compare home and auto coverage options with an independent Florida insurance agency serving Pensacola and the Gulf Coast.
Local insurance guidance
Kite Insurance Agency helps clients in Pensacola, Escambia County, Santa Rosa County, and the Florida Gulf Coast compare coverage options with clear explanations and responsive service.
Most insurers offer multi-policy discounts when you carry both home and auto with the same carrier. Beyond the discount, bundling can simplify your billing, give you a single point of contact, and make claims easier to coordinate.
Because we're independent, we'll compare bundled rates against stand-alone options across multiple carriers — so you can see what actually saves you money for your situation.
Living on the Gulf Coast means wind, hurricane, and flood exposure that isn't a factor inland. We'll make sure your quotes account for hurricane deductibles, wind mitigation credits, and whether you need a separate flood policy.
Yes. We're an independent agency, so we can quote home, auto, or bundled options across multiple carriers.
Many carriers offer multi-policy discounts when you bundle. It also simplifies billing and gives you one point of contact.
Your address, year built and basic home details, plus year/make/model and drivers for each vehicle. We'll guide you through the rest.
Wind coverage is often part of your home policy in Florida. Flood is almost always a separate policy — we'll quote both.
Not always. Bundling often unlocks discounts, but sometimes separate carriers fit better. We'll show you both so you can decide.
Your home address, year built, roof age, vehicle details, driver info, and current policy declarations pages if available.
Yes. We serve Escambia and Santa Rosa Counties and the Florida Gulf Coast, and can help clients across Florida.