Professional liability
If a client claims your work, advice, or service cost them money, professional liability responds where general liability doesn't.
Local insurance guidance
Kite Insurance Agency helps clients in Pensacola, Escambia County, Santa Rosa County, and the Florida Gulf Coast compare coverage options with clear explanations and responsive service.
Consultants, real estate and insurance professionals, IT and marketing firms, accountants, designers, and medical or allied health practices.
Yes — errors & omissions (E&O) is the same category of coverage, protecting against claims of professional mistakes or negligent advice.
No. General liability handles physical injury and property damage; professional liability handles financial harm from your work or advice.
Businesses that give advice or provide professional services — consultants, real estate professionals, accountants, IT firms, designers, and more.
Yes. Errors & omissions (E&O) is another name for professional liability insurance.
Most professional liability policies are claims-made, meaning the policy in force when the claim is made responds, subject to the retroactive date.
Professional liability typically covers legal defense costs, which can be significant even when a claim has no merit.
No. General liability covers bodily injury and property damage; professional liability covers financial loss from errors in your services.
Your profession, revenue, years in business, claims history, contract types, and the limits and deductible you choose.