Commercial auto
Trucks, vans, contractor vehicles, and fleets. We'll help you compare commercial auto options designed for how your business actually drives.
Local insurance guidance
Kite Insurance Agency helps clients in Pensacola, Escambia County, Santa Rosa County, and the Florida Gulf Coast compare coverage options with clear explanations and responsive service.
We'll need your vehicle schedule (year, make, model, VIN), a driver list, and a brief description of how the vehicles are used. We shop multiple carriers and present options that fit.
Often not. If you use a vehicle for business — deliveries, hauling tools, transporting clients — a commercial auto policy is usually the right fit.
A list of who drives company vehicles. Carriers rate based on driver history, so this affects your premium.
If employees use their own vehicles for company errands or you rent vehicles for business, yes — it's an important gap to close.
Personal auto policies often limit or exclude business use. If a vehicle is used primarily for work, commercial auto is usually needed.
It covers liability when employees use their own vehicles or rented vehicles for business errands.
Yes. We help contractors insure pickups, work vans, trailers, and the tools and equipment they carry.
Vehicle VINs, driver list with license numbers, how vehicles are used, radius of operation, and current policy details.